What legacy will you
leave behind?
Wealth with Purpose, led by independent broker Gianna Sgambelluri, connects families, professionals, and business owners with 25+ top-rated insurance and wealth preservation carriers. Based in the Dallas-Fort Worth area and licensed nationally to safeguard your family's future.
Complimentary 30-minute private consultation. No obligations, no pressure — clear fiduciary-minded options tailored to your goals.
Insurance & Wealth Protection Solutions
What legacy will you leave behind? Every strategy is customized by independent broker Gianna Sgambelluri to protect your lifestyle today and pass on wealth tomorrow.
Life Insurance
Term life, whole life, indexed universal life (IUL), and final expense solutions tailored from 25+ top-rated carriers to protect your dependents.
Income Protection
Safeguard your most valuable financial asset—your ability to earn an income. Comprehensive disability and wage replacement coverage.
Living Benefits
Access tax-free capital from your policy while still living if diagnosed with a critical illness, chronic disability, or major health event.
Retirement Planning
Fixed indexed annuities, rollover strategies, and guaranteed lifetime income options designed so you never outlive your assets.
Wealth Strategies
Structure tax-advantaged generational wealth, asset protection, and executive legacy plans that endure for children and grandchildren.
Book a 30-minute private review with Gianna to evaluate your existing coverage and explore tax-advantaged solutions.
Start with what you want to protect.
Choose the option that best matches your situation. If more than one applies, Gianna can help you look at the bigger picture.
My home and vehicles
Explore coverage for your home, auto, rental property, condo, apartment, classic vehicle, and personal liability.
My business
Protect your operations, vehicles, property, employees, and financial future with coverage suited to the way your business works.
My family and future
Explore ways to protect income, prepare for final expenses or long-term care, build a legacy, and support retirement goals.
My health coverage
Understand available health coverage paths for you, your family, or your employees.
My Medicare coverage
Get Texas-focused guidance when you are approaching Medicare, reviewing current coverage, or helping a family member.
Not tied to one insurance company.
Fiduciary advocacy focused on your balance sheet.
Insurance in Texas is not about grabbing the cheapest teaser price online. The catastrophic storm deductibles, hidden water exclusions, and carrier claim responsiveness behind a contract determine whether you are actually protected when disaster strikes.
Single-carrier captive agents are contractually obligated to sell you their company's rate increases. As an independent Texas brokerage, Wealth with Purpose represents you. Gianna Sgambelluri cross-shops 30+ top-rated carriers simultaneously to negotiate the strongest terms for your home, vehicles, business, or retirement.
- ✕Single-Brand Rate Hikes: Bound to their company's price increases; cannot cross-shop when premiums jump 30%+.
- ✕No Alternatives When Dropped: If their underwriter issues a nonrenewal or pulls out of your county, they cannot help you.
- ✕Call Center Disconnect: Claims and policy service are routed to anonymous 1-800 phone banks.
- ✓30+ A-Rated Texas Carriers: We cross-evaluate terms across Chubb, Hanover, National General, Foremost, and more.
- ✓Proactive Renewal Defense: If a carrier raises rates or alters rules, we automatically re-shop the open market.
- ✓Fiduciary Advocacy & $0 Markups: We represent your balance sheet, not carrier quotas. Zero broker fees.
A disciplined 5-stage sequence to eliminate coverage blind spots.
We replace confusing quote screens with an advisor-led review grounded in your true exposures, verified deliverables, and lifetime renewal advocacy.
Discover
Audit real estate deeds, square footage, vehicle usage, household drivers, commercial entities, and upcoming loan closing deadlines.
Compare
Simultaneously benchmark pricing and terms across 30+ authorized Texas carriers to find the right institutional appetite.
Explain
Translate complex policy fine print—decoding wind/hail deductibles, water back-up endorsements, and liability thresholds.
Implement
Execute carrier binding, deliver proof directly to your mortgage lender or title company, and coordinate escrow instructions.
Review
Ongoing advocacy months before annual renewal. If carrier rates spike or rules change, Gianna automatically re-shops the market.
Average review takes 15–20 minutes. You speak directly with licensed Texas broker Gianna Sgambelluri.
Working against a deadline? Start here.
Texas insurance deadlines demand immediate action. Choose the path that matches your timeline:
Home Closing in 24–48 Hours or Received a Cancellation / Nonrenewal Notice?
Do not risk loan funding delays or property coverage lapses. Gianna Sgambelluri prioritizes time-sensitive lender binders and urgent Texas market re-shopping directly.
Buying a Texas home or facing a steep renewal hike?
Texas homeowners are facing 25% to 40% renewal rate spikes and ballooning wind/hail deductibles. Whether you are closing with a title company or shopping alternatives, Gianna cross-shops 30+ top carriers to protect your investment.
Have your property address, lender contact, and target closing date ready for immediate binder delivery.
Turning 65 or reviewing Texas Medicare options?
Medicare choices involve rigid enrollment penalties and restrictive hospital networks. Gianna audits Medicare Advantage vs. Medigap supplements against your specific Texas physicians and prescription drug list.
100% objective plan comparisons with zero bias. Services offered exclusively across Texas counties.
Fast answers, with a real person paying attention.
Your situation should not get lost in a queue. Gianna personally handles the initial conversation, helps gather the right information, and stays involved as you compare options and move forward.
For home, auto, and many commercial inquiries, Wealth with Purpose generally aims to provide available quote options the same day or within 24 hours after receiving the necessary information. Timing can vary based on the risk, carrier response, underwriting requirements, and complexity of the request.
Insurance decisions often begin with a change.
Choose what is happening now, and we will point you toward the most relevant place to begin.
Access to recognized carriers and providers.
Wealth with Purpose works with an expansive roster of vetted insurance carriers and coverage providers across personal, commercial, life, and Medicare markets. We help Texans compare options and evaluate more than one path.
National GeneralForemost InsuranceHomeowners of AmericaOrion180
GEICOBristol WestHagertyePremiumCommonwealth
Chubb
HiscoxThe HanoverCoterieRLIGreat AmericanNEXT InsuranceBTISbiBERKTHREENew York LifeMutual of OmahaPrudentialNationwidePacific LifeCorebridge FinancialTransamericaProtectiveAllianzCorebridge FinancialNationwideMutual of OmahaPrudentialTransamericaPacific LifeJohn HancockNational Life GroupNorth AmericanAmeritasThriventAmerican EquityF&GSBLIEthos
UnitedHealthcareAetnaCigna HealthcareHumanaDevoted HealthProminence Health PlanWellcare by Centene*Carrier and provider availability varies by product and Texas county/ZIP. Displayed names and logos do not imply that every product is available to every applicant or that carriers sponsor Wealth with Purpose.
Your wealth protection conversation starts and stays with Gianna.
Gianna Sgambelluri is an independent insurance broker representing 25+ top-rated carriers, based in the Dallas-Fort Worth area and licensed to serve clients nationally.
Through Wealth with Purpose, Gianna guides individuals, families, and business owners through comprehensive wealth preservation and income security. Her holistic approach bridges life insurance, income protection, living benefits, retirement planning, and generational wealth strategies—empowering clients to make tax-advantaged decisions with enduring impact.
"What legacy will you leave behind? I don't work for a single insurance company—I work exclusively for you. We evaluate top carriers nationwide to build a tailored plan rooted in four enduring pillars: Protect, Plan, Provide, and Purpose."
We are an independent agency, not an online lead farm. We never sell your phone number to telemarketers.
When you enter your phone number into generic online quote comparison sites, your contact data is sold to dozens of automated telemarketing call centers within seconds. At Wealth with Purpose, your data is never sold, brokered, or distributed. You communicate directly and exclusively with licensed Texas broker Gianna Sgambelluri.
No robotic spam dials, no offshore sales floors, and zero contact list resale.
Direct counsel with Gianna Sgambelluri on every policy, contract, and renewal.
Banking-grade encryption safeguards policy declarations and property values.
Strictly compliant with Texas Department of Insurance consumer privacy mandates.
What you can expect from Wealth with Purpose.
A conversation built around you
Gianna begins with your situation, timing, concerns, and priorities—not a predetermined product.
Options explained clearly
Understand meaningful differences in coverage and cost before deciding how to proceed.
One point of contact
Work directly with Gianna through the initial consultation, comparison, and next steps.
Support beyond the first quote
When your coverage or circumstances change, Wealth with Purpose gives you a place to return for service and review guidance.
Frequently Asked Questions
Honest, transparent answers before you start your insurance review.
Already a Wealth with Purpose client?
Use the policy-service or claims information provided with your coverage. If you cannot find it, choose an option below or contact Gianna for guidance.
Important notice: Submitting a general website form does not file a claim, bind coverage, change a policy, or confirm that a request has been completed. Do not use a general form for an emergency.
One conversation can bring your insurance options into focus.
Tell Gianna what you need to protect and when you need it. She will help identify the right starting point, explore available options, and explain what comes next.
Select a Date & Time for Your Free Consultation
Choose an unhurried 15-to-30 minute phone or video appointment directly on Gianna’s live calendar.
Tell Gianna how he can help.
Share the basics below. Gianna will follow up to clarify your needs and the appropriate next step.
Thanks—your request has been received!
Gianna will review your information and follow up using the contact method you selected. Submitting this request does not bind, change, or cancel insurance coverage.